@font-face{font-family:publicSans;src:url(/_next/static/media/035c7fe496b803e3-s.p.woff2) format("woff2");font-display:swap;font-weight:300 700;font-style:normal}@font-face{font-family:publicSans Fallback;src:local("Arial");ascent-override:92.25%;descent-override:21.85%;line-gap-override:0.00%;size-adjust:102.98%}.__className_50577e{font-family:publicSans,publicSans Fallback;font-style:normal}.__variable_50577e{--font-public-sans:"publicSans","publicSans Fallback"}*,:after,:before{--tw-border-spacing-x:0;--tw-border-spacing-y:0;--tw-translate-x:0;--tw-translate-y:0;--tw-rotate:0;--tw-skew-x:0;--tw-skew-y:0;--tw-scale-x:1;--tw-scale-y:1;--tw-pan-x: ;--tw-pan-y: ;--tw-pinch-zoom: ;--tw-scroll-snap-strictness:proximity;--tw-gradient-from-position: ;--tw-gradient-via-position: ;--tw-gradient-to-position: ;--tw-ordinal: ;--tw-slashed-zero: ;--tw-numeric-figure: ;--tw-numeric-spacing: ;--tw-numeric-fraction: ;--tw-ring-inset: ;--tw-ring-offset-width:0px;--tw-ring-offset-color:#fff;--tw-ring-color:rgb(59 130 246/0.5);--tw-ring-offset-shadow:0 0 #0000;--tw-ring-shadow:0 0 #0000;--tw-shadow:0 0 #0000;--tw-shadow-colored:0 0 #0000;--tw-blur: ;--tw-brightness: ;--tw-contrast: ;--tw-grayscale: ;--tw-hue-rotate: ;--tw-invert: ;--tw-saturate: ;--tw-sepia: ;--tw-drop-shadow: ;--tw-backdrop-blur: ;--tw-backdrop-brightness: ;--tw-backdrop-contrast: ;--tw-backdrop-grayscale: ;--tw-backdrop-hue-rotate: ;--tw-backdrop-invert: ;--tw-backdrop-opacity: ;--tw-backdrop-saturate: ;--tw-backdrop-sepia: ;--tw-contain-size: ;--tw-contain-layout: ;--tw-contain-paint: ;--tw-contain-style: }::backdrop{--tw-border-spacing-x:0;--tw-border-spacing-y:0;--tw-translate-x:0;--tw-translate-y:0;--tw-rotate:0;--tw-skew-x:0;--tw-skew-y:0;--tw-scale-x:1;--tw-scale-y:1;--tw-pan-x: ;--tw-pan-y: ;--tw-pinch-zoom: ;--tw-scroll-snap-strictness:proximity;--tw-gradient-from-position: ;--tw-gradient-via-position: ;--tw-gradient-to-position: ;--tw-ordinal: ;--tw-slashed-zero: ;--tw-numeric-figure: ;--tw-numeric-spacing: ;--tw-numeric-fraction: ;--tw-ring-inset: ;--tw-ring-offset-width:0px;--tw-ring-offset-color:#fff;--tw-ring-color:rgb(59 130 246/0.5);--tw-ring-offset-shadow:0 0 #0000;--tw-ring-shadow:0 0 #0000;--tw-shadow:0 0 #0000;--tw-shadow-colored:0 0 #0000;--tw-blur: ;--tw-brightness: ;--tw-contrast: ;--tw-grayscale: ;--tw-hue-rotate: ;--tw-invert: ;--tw-saturate: ;--tw-sepia: ;--tw-drop-shadow: ;--tw-backdrop-blur: ;--tw-backdrop-brightness: ;--tw-backdrop-contrast: ;--tw-backdrop-grayscale: ;--tw-backdrop-hue-rotate: ;--tw-backdrop-invert: ;--tw-backdrop-opacity: ;--tw-backdrop-saturate: ;--tw-backdrop-sepia: ;--tw-contain-size: ;--tw-contain-layout: ;--tw-contain-paint: ;--tw-contain-style: }/*
! tailwindcss v3.4.19 | MIT License | https://tailwindcss.com
*/*,:after,:before{box-sizing:border-box;border:0 solid #e5e7eb}:after,:before{--tw-content:""}:host,html{line-height:1.5;-webkit-text-size-adjust:100%;-moz-tab-size:4;-o-tab-size:4;tab-size:4;font-family:ui-sans-serif,system-ui,sans-serif,Apple Color Emoji,Segoe UI Emoji,Segoe UI Symbol,Noto Color Emoji;font-feature-settings:normal;font-variation-settings:normal;-webkit-tap-highlight-color:transparent}body{line-height:inherit}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,pre,samp{font-family:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,Liberation Mono,Courier New,monospace;font-feature-settings:normal;font-variation-settings:normal;font-size:1em}small{font-size:80%}sub,sup{font-size:75%;line-height:0;position:relative;vertical-align:baseline}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}button,input,optgroup,select,textarea{font-family:inherit;font-feature-settings:inherit;font-variation-settings:inherit;font-size:100%;font-weight:inherit;line-height:inherit;letter-spacing:inherit;color:inherit;margin:0;padding:0}button,select{text-transform:none}button,input:where([type=button]),input:where([type=reset]),input:where([type=submit]){-webkit-appearance:button;background-color:transparent;background-image:none}:-moz-focusring{outline:auto}:-moz-ui-invalid{box-shadow:none}progress{vertical-align:baseline}::-webkit-inner-spin-button,::-webkit-outer-spin-button{height:auto}[type=search]{-webkit-appearance:textfield;outline-offset:-2px}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-file-upload-button{-webkit-appearance:button;font:inherit}summary{display:list-item}blockquote,dd,dl,figure,h1,h2,h3,h4,h5,h6,hr,p,pre{margin:0}fieldset{margin:0}fieldset,legend{padding:0}menu,ol,ul{list-style:none;margin:0;padding:0}dialog{padding:0}textarea{resize:vertical}input::-moz-placeholder,textarea::-moz-placeholder{opacity:1;color:#9ca3af}input::placeholder,textarea::placeholder{opacity:1;color:#9ca3af}[role=button],button{cursor:pointer}:disabled{cursor:default}audio,canvas,embed,iframe,img,object,svg,video{display:block;vertical-align:middle}img,video{max-width:100%;height:auto}[hidden]:where(:not([hidden=until-found])){display:none}.container{width:100%}@media (min-width:640px){.container{max-width:640px}}@media (min-width:768px){.container{max-width:768px}}@media (min-width:1024px){.container{max-width:1024px}}@media (min-width:1280px){.container{max-width:1280px}}@media (min-width:1536px){.container{max-width:1536px}}.visible{visibility:visible}.collapse{visibility:collapse}.static{position:static}.absolute{position:absolute}.mx-auto{margin-left:auto;margin-right:auto}.mt-10{margin-top:2.5rem}.mt-2{margin-top:.5rem}.mt-3{margin-top:.75rem}.mt-4{margin-top:1rem}.mt-5{margin-top:1.25rem}.mt-6{margin-top:1.5rem}.mt-8{margin-top:2rem}.mt-9{margin-top:2.25rem}.line-clamp-4{overflow:hidden;display:-webkit-box;-webkit-box-orient:vertical;-webkit-line-clamp:4}.block{display:block}.inline{display:inline}.flex{display:flex}.grid{display:grid}.contents{display:contents}.hidden{display:none}.aspect-video{aspect-ratio:16/9}.h-full{height:100%}.w-full{width:100%}.max-w-2xl{max-width:42rem}.max-w-5xl{max-width:64rem}.max-w-6xl{max-width:72rem}.resize{resize:both}.flex-wrap{flex-wrap:wrap}.items-center{align-items:center}.justify-center{justify-content:center}.gap-2{gap:.5rem}.gap-8{gap:2rem}.overflow-hidden{overflow:hidden}.whitespace-pre-line{white-space:pre-line}.border{border-width:1px}.border-\[var\(--line\)\]{border-color:var(--line)}.bg-\[var\(--brand\)\]{background-color:var(--brand)}.bg-\[var\(--surface\)\]{background-color:var(--surface)}.bg-black{--tw-bg-opacity:1;background-color:rgb(0 0 0/var(--tw-bg-opacity,1))}.bg-white{--tw-bg-opacity:1;background-color:rgb(255 255 255/var(--tw-bg-opacity,1))}.object-cover{-o-object-fit:cover;object-fit:cover}.p-4{padding:1rem}.p-5{padding:1.25rem}.px-4{padding-left:1rem;padding-right:1rem}.px-6{padding-left:1.5rem;padding-right:1.5rem}.py-16{padding-top:4rem;padding-bottom:4rem}.py-2{padding-top:.5rem;padding-bottom:.5rem}.text-4xl{font-size:2.25rem;line-height:2.5rem}.text-5xl{font-size:3rem;line-height:1}.text-lg{font-size:1.125rem;line-height:1.75rem}.text-sm{font-size:.875rem;line-height:1.25rem}.text-xl{font-size:1.25rem;line-height:1.75rem}.text-xs{font-size:.75rem;line-height:1rem}.font-semibold{font-weight:600}.uppercase{text-transform:uppercase}.leading-6{line-height:1.5rem}.leading-8{line-height:2rem}.leading-snug{line-height:1.375}.leading-tight{line-height:1.25}.tracking-\[0\.18em\]{letter-spacing:.18em}.tracking-wider{letter-spacing:.05em}.text-\[var\(--brand\)\]{color:var(--brand)}.text-\[var\(--muted\)\]{color:var(--muted)}.text-white{--tw-text-opacity:1;color:rgb(255 255 255/var(--tw-text-opacity,1))}.shadow{--tw-shadow:0 1px 3px 0 rgb(0 0 0/0.1),0 1px 2px -1px rgb(0 0 0/0.1);--tw-shadow-colored:0 1px 3px 0 var(--tw-shadow-color),0 1px 2px -1px var(--tw-shadow-color);box-shadow:var(--tw-ring-offset-shadow,0 0 #0000),var(--tw-ring-shadow,0 0 #0000),var(--tw-shadow)}.filter{filter:var(--tw-blur) var(--tw-brightness) var(--tw-contrast) var(--tw-grayscale) var(--tw-hue-rotate) var(--tw-invert) var(--tw-saturate) var(--tw-sepia) var(--tw-drop-shadow)}.transition{transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:cubic-bezier(.4,0,.2,1);transition-duration:.15s}:root{--ink:#131f31;--navy:#1d3049;--brass:#a8763a;--brass-lt:#c99a55;--brass-dark:#8a5e28;--paper:#f0efea;--paper-dk:#e6e3db;--card:#ffffff;--rule:#d7d3c9;--muted:#56606e;--surface:var(--paper-dk);--line:var(--rule);--brand:var(--brass);--accent:var(--brass-lt);--serif:Georgia,"Times New Roman",Times,serif;--sans:var(--font-public-sans),-apple-system,BlinkMacSystemFont,"Segoe UI",Helvetica,Arial,sans-serif;--util:var(--font-public-sans),-apple-system,BlinkMacSystemFont,"Segoe UI",Helvetica,Arial,sans-serif;--grain:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='160' height='160' filter='url(%23n)'/%3E%3C/svg%3E");--r:4px;--wrap:1220px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:18px;line-height:1.65;overflow-x:hidden;-webkit-font-smoothing:antialiased}img{max-width:100%;height:auto;display:block}a{color:inherit;text-decoration:none}p{margin:0 0 1em}button,input,select,textarea{font:inherit}h1,h2,h3,h4{font-family:var(--serif);font-weight:500;color:var(--ink);letter-spacing:-.012em;line-height:1.14;text-wrap:balance;margin:0 0 .5em}:focus-visible{outline:3px solid var(--brass);outline-offset:3px}.sbf-wrap{max-width:var(--wrap);margin:0 auto;padding:0 32px;position:relative;z-index:2}.sbf-skip{position:absolute;left:-9999px;top:0;z-index:200;background:var(--card);color:var(--ink);padding:12px 18px;border:1px solid var(--rule)}.sbf-skip:focus{left:16px;top:16px}.sbf-eyebrow{font-family:var(--util);font-size:12px;font-weight:700;letter-spacing:.17em;text-transform:uppercase;color:var(--brass-dark);margin:0 0 20px;display:flex;align-items:center;gap:14px}.sbf-eyebrow:before{content:"";width:34px;height:2px;background:var(--brass);flex:0 0 34px}.sbf-eyebrow.is-light{color:var(--brass-lt)}.sbf-eyebrow.is-light:before{background:var(--brass-lt)}.sbf-btn{display:inline-block;font-family:var(--sans);font-size:16px;font-weight:600;line-height:1;padding:18px 28px;border-radius:var(--r);border:1px solid transparent;cursor:pointer;transition:background .18s ease,color .18s ease,border-color .18s ease,transform .18s ease}.sbf-btn:hover{transform:translateY(-1px)}.sbf-btn[disabled]{opacity:.6;cursor:progress;transform:none}.sbf-btn-primary{background:var(--brass);color:#fff}.sbf-btn-primary:hover{background:var(--brass-dark)}.sbf-btn-ghost{background:transparent;color:var(--ink);border-color:var(--ink)}.sbf-btn-ghost:hover{background:var(--ink);color:#fff}.sbf-btn-light{background:#fff;color:var(--navy)}.sbf-btn-light:hover{background:var(--paper)}.sbf-btn-outline-lt{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}.sbf-btn-outline-lt:hover{background:#fff;color:var(--navy)}.sbf-grain{position:relative}.sbf-grain:after{content:"";background-image:var(--grain);opacity:.045}.sbf-deco,.sbf-grain:after{position:absolute;inset:0;pointer-events:none;z-index:1}.sbf-deco{overflow:hidden}.sbf-deco svg{position:absolute;display:block}.sbf-deco-trail-hero{bottom:-10px;height:260px;opacity:.3}.sbf-deco-trail-ask,.sbf-deco-trail-hero{left:0;right:0;width:100%;color:var(--brass-lt)}.sbf-deco-trail-ask{top:0;height:340px;opacity:.22;transform:scaleY(-1)}.sbf-divider{position:absolute;left:0;right:0;width:100%;height:66px;z-index:4;pointer-events:none;display:block}.sbf-divider-bottom{bottom:-1px}.sbf-divider-top{top:-1px}.sbf-fill-card{color:var(--card)}.sbf-fill-paper{color:var(--paper)}.sbf-header{background:rgba(240,239,234,.94);backdrop-filter:saturate(140%) blur(6px);border-bottom:1px solid var(--rule);position:sticky;top:0;z-index:80}.sbf-header-in{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-top:14px;padding-bottom:14px}.sbf-logo img{width:208px}.sbf-nav{display:flex;align-items:center;gap:30px}.sbf-nav a{font-size:15px;font-weight:500;color:var(--navy);padding-bottom:3px;border-bottom:2px solid transparent}.sbf-nav a:hover{border-bottom-color:var(--brass)}.sbf-header-cta{flex:0 0 auto;padding:12px 20px;font-size:15px;white-space:nowrap}.sbf-hero{position:relative;overflow:hidden;display:flex;flex-direction:column;justify-content:center;min-height:78vh;padding:104px 0 92px;color:#f1f3f6;background-color:var(--ink);background-size:cover;background-position:70%}.sbf-hero:before{background:linear-gradient(96deg,rgba(15,25,40,.96),rgba(15,25,40,.9) 38%,rgba(15,25,40,.74) 64%,rgba(15,25,40,.62))}.sbf-hero:after,.sbf-hero:before{content:"";position:absolute;inset:0;z-index:1}.sbf-hero:after{background-image:var(--grain);opacity:.07;pointer-events:none}.sbf-hero-grid{display:grid;grid-template-columns:1.06fr .94fr;gap:66px;align-items:center}.sbf-hero h1{color:#fff;font-size:clamp(40px,4.4vw,62px);margin-bottom:24px}.sbf-hero-lead{font-family:var(--serif);font-size:clamp(18px,1.5vw,21px);line-height:1.5;color:#e9edf2;margin-bottom:22px;max-width:30em}.sbf-hero-sub{font-size:17px;line-height:1.6;color:#aebaca;max-width:33em;margin-bottom:16px}.sbf-hero-sub:last-of-type{margin-bottom:0}.sbf-hero-sub strong{font-weight:600;color:#f1f3f6}.sbf-hero-actions{display:flex;align-items:center;gap:26px;flex-wrap:wrap;margin-top:34px}.sbf-hero-actions .sbf-quiet{font-size:16px;color:#e9edf2;border-bottom:1px solid var(--brass-lt);padding-bottom:3px}.sbf-hero-actions .sbf-quiet:hover{color:var(--brass-lt)}.sbf-hero-panel{position:relative;background:rgba(10,19,31,.58);border:1px solid rgba(255,255,255,.2);border-radius:var(--r);padding:38px 36px 34px;backdrop-filter:blur(3px)}.sbf-hero-panel:before{content:"";position:absolute;left:-1px;right:-1px;top:-1px;height:3px;background:var(--brass);border-radius:var(--r) var(--r) 0 0}.sbf-hero-panel h2{color:#fff;font-size:25px;margin-bottom:6px}.sbf-hero-panel-sub{font-family:var(--util);font-size:10.5px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:var(--brass-lt);margin:0 0 18px}.sbf-hero-panel ul{margin:0;padding:0;list-style:none}.sbf-hero-panel li{display:flex;gap:15px;align-items:flex-start;border-top:1px solid rgba(255,255,255,.18);padding:17px 0}.sbf-hero-panel li .sbf-sq{flex:0 0 9px;width:9px;height:9px;margin-top:9px;background:var(--brass-lt)}.sbf-hero-panel li strong{display:block;font-family:var(--serif);font-size:20px;font-weight:500;color:#fff;line-height:1.3;margin-bottom:3px}.sbf-hero-panel li span{font-size:15.5px;color:#aebaca;line-height:1.5}.sbf-advisor{position:relative;background:var(--card);border-bottom:1px solid var(--rule);padding:78px 0 96px}.sbf-advisor-grid{display:grid;grid-template-columns:.62fr 1.38fr;gap:62px;align-items:start}.sbf-advisor-card,.sbf-advisor-photo-wrap{position:relative}.sbf-advisor-photo-wrap:before{content:"";position:absolute;inset:-18px 18px 18px -18px;background:var(--paper-dk);border:1px solid var(--brass);border-radius:var(--r);z-index:1}.sbf-advisor-photo{position:relative;z-index:2;aspect-ratio:4/5;background:#e4e1d9;border:1px solid var(--rule);border-radius:var(--r);overflow:hidden;display:flex;align-items:center;justify-content:center;text-align:center;padding:24px;font-family:var(--util);font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#8d877b;line-height:1.9}.sbf-advisor-photo img{width:100%;height:100%;-o-object-fit:cover;object-fit:cover}.sbf-advisor-id{margin-top:42px}.sbf-advisor-id h3{font-size:30px;margin-bottom:2px}.sbf-advisor-id p{font-family:var(--util);font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin:0}.sbf-advisor-stats{margin:24px 0 0;padding:0;list-style:none}.sbf-advisor-stats li{border-top:1px solid var(--rule);padding:13px 0;display:flex;justify-content:space-between;gap:16px;font-size:15.5px;color:var(--muted)}.sbf-advisor-stats li strong{font-family:var(--serif);font-size:19px;font-weight:500;color:var(--ink)}.sbf-advisor-quotes{margin-top:30px;border-top:1px solid var(--rule);padding-top:20px}.sbf-advisor-quotes h4{font-family:var(--util);font-size:10.5px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:var(--muted);margin:0 0 14px}.sbf-quote-stack{display:grid}.sbf-quote{grid-area:1/1;margin:0}.sbf-quote[hidden]{visibility:hidden}.sbf-quote blockquote{margin:0;font-family:var(--serif);font-size:17.5px;line-height:1.55;color:var(--ink)}.sbf-quote blockquote:before{content:"\201C"}.sbf-quote blockquote:after{content:"\201D"}.sbf-quote figcaption{margin-top:10px;font-family:var(--util);font-size:10.5px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:var(--muted)}.sbf-quote-dots{display:flex;gap:8px;margin-top:16px}.sbf-quote-dot{width:9px;height:9px;padding:0;border:1px solid var(--brass);background:transparent;cursor:pointer;border-radius:0}.sbf-quote-dot.is-active{background:var(--brass)}.sbf-quote-dot:focus-visible{outline:2px solid var(--navy);outline-offset:2px}.sbf-advisor h2{font-size:clamp(31px,3.4vw,46px);margin-bottom:24px}.sbf-advisor-lead,.sbf-advisor-sub{font-size:17.5px;line-height:1.65;color:var(--muted);margin-bottom:18px}.sbf-section{position:relative;padding:96px 0}.sbf-section-alt{background:var(--card);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}.sbf-head{max-width:46rem;margin-bottom:50px}.sbf-head h2{font-size:clamp(31px,3.5vw,46px)}.sbf-head p{font-size:18.5px;color:var(--muted);margin:0}.sbf-section-cta{margin-top:44px;padding-top:30px;border-top:1px solid var(--rule);display:flex;align-items:center;justify-content:space-between;gap:26px;flex-wrap:wrap}.sbf-section-cta p{margin:0;font-family:var(--serif);font-size:21px;color:var(--ink)}.sbf-cats{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.sbf-cat{-webkit-appearance:none;-moz-appearance:none;appearance:none;font:inherit;text-align:left;cursor:pointer;padding:0;background:var(--card);border:1px solid var(--rule);border-radius:var(--r);overflow:hidden;display:flex;flex-direction:column;transition:transform .2s ease,box-shadow .2s ease}.sbf-cat:hover{transform:translateY(-4px);box-shadow:0 18px 34px rgba(15,25,40,.1)}.sbf-cat:focus-visible{outline:2px solid var(--navy);outline-offset:3px}.sbf-cat-img{position:relative;display:block;height:148px;overflow:hidden}.sbf-cat-img img{width:100%;height:100%;-o-object-fit:cover;object-fit:cover;transition:transform .5s ease}.sbf-cat:hover .sbf-cat-img img{transform:scale(1.04)}.sbf-cat-img:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(15,25,40,.06),rgba(15,25,40,.42))}.sbf-cat-body{padding:26px 26px 28px;display:flex;flex-direction:column;flex:1 1 auto}.sbf-cat-title{font-family:var(--serif);font-size:23px;line-height:1.3;color:var(--ink);margin-bottom:8px}.sbf-cat-note{font-size:15.5px;line-height:1.55;color:var(--muted);margin-bottom:18px}.sbf-cat-more{margin-top:auto;font-family:var(--util);font-size:11.5px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:var(--brass-dark)}.sbf-cat:hover .sbf-cat-more{text-decoration:underline;text-underline-offset:3px}.sbf-modal{width:min(760px,calc(100vw - 32px));max-height:min(86vh,900px);padding:0;border:none;border-radius:var(--r);background:var(--paper);color:var(--ink);overflow:hidden;box-shadow:0 30px 80px rgba(15,25,40,.34)}.sbf-modal::backdrop{background:rgba(15,25,40,.62);backdrop-filter:blur(2px)}.sbf-modal-panel{display:flex;flex-direction:column;max-height:inherit}.sbf-modal-head{position:relative;flex:0 0 auto;padding:30px 64px 22px 34px;background:var(--card);border-bottom:1px solid var(--rule);border-top:3px solid var(--brass)}.sbf-modal-head h3{font-size:clamp(24px,2.6vw,31px);line-height:1.25;margin:0}.sbf-modal-close{position:absolute;top:18px;right:18px;width:34px;height:34px;border:1px solid var(--rule);border-radius:var(--r);background:var(--paper);color:var(--muted);font-size:22px;line-height:1;cursor:pointer}.sbf-modal-close:hover{background:var(--paper-dk);color:var(--ink)}.sbf-modal-body{flex:1 1 auto;overflow-y:auto;padding:26px 34px 30px}.sbf-modal-body p{font-size:16.5px;line-height:1.68;color:var(--muted);margin:0 0 18px}.sbf-modal-body p:last-child{margin-bottom:0}.sbf-modal-foot{flex:0 0 auto;padding:20px 34px 24px;background:var(--card);border-top:1px solid var(--rule)}.sbf-modal-foot,.sbf-silver-actions{display:flex;gap:12px;flex-wrap:wrap}.sbf-silver-actions{margin-top:34px}.sbf-head-book{max-width:none;display:grid;grid-template-columns:minmax(0,46rem) auto;gap:32px 56px;justify-content:space-between;align-items:center}.sbf-head-book-text{max-width:46rem}.sbf-head-book h2 span{display:block}.sbf-book{margin:0}.sbf-book-art{width:118px;height:auto;margin:0 auto}.sbf-book-3d{perspective:1500px;width:118px;margin:0 auto}.sbf-book-cover{position:relative;aspect-ratio:5/7;transform-style:preserve-3d;transform:rotateY(-21deg) rotateX(1.5deg);background:var(--navy);border-radius:2px 5px 5px 2px;box-shadow:16px 22px 40px rgba(15,25,40,.28)}.sbf-book-cover:before{content:"";position:absolute;inset:0;border-radius:inherit;background:linear-gradient(90deg,rgba(0,0,0,.4),rgba(0,0,0,.1) 5%,rgba(0,0,0,0) 9%),linear-gradient(90deg,rgba(255,255,255,.07),rgba(255,255,255,0) 40%);pointer-events:none;z-index:2}.sbf-book-cover:after{content:"";position:absolute;top:1.5%;bottom:1.5%;left:100%;width:30px;transform-origin:left center;transform:rotateY(90deg);background:linear-gradient(90deg,rgba(19,31,49,.3),rgba(19,31,49,.02) 60%),repeating-linear-gradient(90deg,#f6f2e8 0 2px,#c8c1ad 2px 3px);border-radius:0 2px 2px 0}.sbf-book-plate{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:14px;padding:26px 20px;text-align:center}.sbf-book-plate img{width:132px;height:auto}.sbf-book-plate-rule{display:block;width:46px;height:2px;background:var(--brass-lt)}.sbf-book-plate-line{font-family:var(--serif);font-size:13.5px;line-height:1.4;color:rgba(255,255,255,.82);text-wrap:balance}.sbf-book figcaption,.sbf-book-kicker{display:block;text-align:center;white-space:nowrap;font-family:var(--util);font-size:10.5px;font-weight:700;letter-spacing:.11em;text-transform:uppercase;color:var(--muted)}.sbf-book-kicker{margin-bottom:13px}.sbf-book figcaption{margin-top:16px}.sbf-chapters{display:grid;grid-template-columns:repeat(2,1fr);gap:0 56px;margin:0;padding:0;list-style:none;border-bottom:1px solid var(--rule)}.sbf-chapter{border-top:1px solid var(--rule)}.sbf-chapter a{display:flex;gap:16px;padding:24px 0;align-items:flex-start}.sbf-chapter-thumb{flex:0 0 118px;display:block;overflow:hidden;border:1px solid var(--rule);border-radius:var(--r);background:var(--paper-dk)}.sbf-chapter-thumb img{display:block;width:100%;height:auto;aspect-ratio:3/2;-o-object-fit:cover;object-fit:cover;transition:transform .5s ease}.sbf-chapter a:hover .sbf-chapter-thumb img{transform:scale(1.05)}.sbf-chapter-no{flex:0 0 auto;padding-top:5px;font-family:var(--util);font-size:12px;font-weight:700;letter-spacing:.12em;color:var(--brass);transition:color .16s ease}.sbf-chapter-text{display:block}.sbf-chapter-title{display:block;font-family:var(--serif);font-size:22px;line-height:1.3;color:var(--ink);margin-bottom:7px;transition:color .16s ease}.sbf-chapter-note{display:block;font-size:15.5px;line-height:1.55;color:var(--muted);margin-bottom:12px}.sbf-chapter .sbf-more{display:inline-block;font-family:var(--util);font-size:11.5px;font-weight:700;letter-spacing:.15em;text-transform:uppercase}.sbf-chapter .sbf-more,.sbf-chapter a:hover .sbf-chapter-no,.sbf-chapter a:hover .sbf-chapter-title{color:var(--brass-dark)}.sbf-chapter a:hover .sbf-more{text-decoration:underline;text-underline-offset:3px}.sbf-chapter a:focus-visible{outline:2px solid var(--navy);outline-offset:3px}.sbf-chapter-out{margin-left:5px;font-size:12px;text-decoration:none;display:inline-block}.sbf-compare{display:grid;grid-template-columns:1fr 1fr;gap:24px}.sbf-compare-col{border:1px solid var(--rule);border-radius:var(--r);padding:38px 34px 32px}.sbf-compare-col.is-them{background:var(--paper-dk)}.sbf-compare-col.is-us{background:var(--card);border-color:var(--brass);box-shadow:0 18px 34px rgba(15,25,40,.09)}.sbf-compare-col h3{font-size:24px;margin-bottom:6px}.sbf-compare-col ul{margin:0;padding:0;list-style:none}.sbf-compare-tag{font-family:var(--util);font-size:11.5px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:var(--muted);display:block;margin-bottom:16px}.sbf-compare-col.is-us .sbf-compare-tag{color:var(--brass-dark)}.sbf-compare-col li{display:flex;gap:15px;align-items:flex-start;border-top:1px solid var(--rule);padding:16px 0;font-size:16.5px;line-height:1.5}.sbf-compare-col .sbf-sq{flex:0 0 9px;width:9px;height:9px;margin-top:9px;border:1.5px solid #a9a398}.sbf-compare-col.is-us .sbf-sq{background:var(--brass);border-color:var(--brass)}.sbf-ask{position:relative;overflow:hidden;padding:124px 0 104px;color:#fff;background-color:var(--navy);background-size:cover;background-position:center 30%}.sbf-ask:before{background:linear-gradient(80deg,rgba(21,40,63,.97),rgba(21,40,63,.93) 48%,rgba(21,40,63,.8))}.sbf-ask:after,.sbf-ask:before{content:"";position:absolute;inset:0}.sbf-ask:after{background-image:var(--grain);opacity:.07}.sbf-ask-grid{display:grid;grid-template-columns:1fr 1fr;gap:66px;align-items:center}.sbf-ask h2{color:#fff;font-size:clamp(31px,3.4vw,46px)}.sbf-ask p{color:#bfcad8;font-size:18px}.sbf-ask-call{margin-top:30px;padding-top:24px;border-top:1px solid rgba(255,255,255,.26);gap:20px}.sbf-ask-call,.sbf-ask-face{display:flex;align-items:center}.sbf-ask-face{flex:0 0 78px;width:78px;height:78px;border-radius:var(--r);overflow:hidden;border:1px solid rgba(255,255,255,.4);background:rgba(255,255,255,.08);justify-content:center;font-family:var(--util);font-size:22px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:#94a3b5;text-align:center;line-height:1.5;padding:6px}.sbf-ask-face img{width:100%;height:100%;-o-object-fit:cover;object-fit:cover}.sbf-ask-call span{display:block;font-family:var(--util);font-size:11.5px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:#9faec0;margin-bottom:6px}.sbf-ask-call strong{font-family:var(--serif);font-size:27px;font-weight:500;color:#fff}.sbf-ask-call strong a:hover{color:var(--brass-lt)}.sbf-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.sbf-advisor-form{margin-top:32px;background:var(--paper);border:1px solid var(--rule);border-radius:var(--r);padding:32px;position:relative}.sbf-advisor-form:before{content:"";position:absolute;left:-1px;right:-1px;top:-1px;height:3px;background:var(--brass);border-radius:var(--r) var(--r) 0 0}.sbf-advisor-form h3{font-family:var(--serif);font-size:24px;font-weight:500;text-transform:none;letter-spacing:-.01em;margin:0 0 6px}.sbf-form-required{font-size:13px;color:var(--muted);margin:14px 0 0}.sbf-form .sbf-form-required{color:#aebaca}.sbf-advisor-form .sbf-form-intro{font-size:16px;color:var(--muted);margin:0 0 20px}.sbf-advisor-fields{display:grid;grid-template-columns:1fr 1fr;gap:12px}.sbf-advisor-fields .sbf-span2{grid-column:1/-1}.sbf-advisor-form input,.sbf-advisor-form select,.sbf-advisor-form textarea{width:100%;font-family:var(--sans);font-size:16px;padding:16px 15px;border:1px solid var(--rule);border-radius:var(--r);background:#fff;color:var(--ink)}.sbf-advisor-form textarea{min-height:108px;resize:vertical}.sbf-advisor-form input:focus,.sbf-advisor-form select:focus,.sbf-advisor-form textarea:focus{border-color:var(--navy);outline:none}.sbf-advisor-actions{display:flex;align-items:center;gap:24px;flex-wrap:wrap;margin-top:16px}.sbf-advisor-actions .sbf-or{font-size:16px;color:var(--muted)}.sbf-advisor-actions .sbf-or a{color:var(--ink);border-bottom:1px solid var(--brass);padding-bottom:2px}.sbf-advisor-fine{font-size:13.5px;color:var(--muted);margin:16px 0 0}.sbf-form{display:grid;gap:12px;background:rgba(10,19,31,.55);border:1px solid rgba(255,255,255,.16);padding:34px;border-radius:var(--r)}.sbf-form h2{color:#fff;font-size:23px;margin-bottom:4px}.sbf-form input,.sbf-form select,.sbf-form textarea{width:100%;font-family:var(--sans);font-size:16px;padding:16px 15px;border:1px solid rgba(255,255,255,.32);border-radius:var(--r);background:rgba(255,255,255,.07);color:#fff}.sbf-form textarea{min-height:96px;resize:vertical}.sbf-form input::-moz-placeholder,.sbf-form textarea::-moz-placeholder{color:#9faec0}.sbf-form input::placeholder,.sbf-form textarea::placeholder{color:#9faec0}.sbf-form option{color:#131f31}.sbf-form input:focus,.sbf-form select:focus,.sbf-form textarea:focus{border-color:#fff;outline:none}.sbf-form-fine{font-size:13.5px;color:#9faec0;margin:6px 0 0}.sbf-form [data-site-form-status]{color:#fff}.cf-turnstile:empty{display:none}form [data-site-form-status]{font-size:14px}.sbf-nudge{position:fixed;right:26px;bottom:26px;width:344px;max-width:calc(100vw - 32px);background:var(--card);border:1px solid var(--rule);border-radius:var(--r);box-shadow:0 22px 48px rgba(15,25,40,.24);padding:22px 22px 20px;z-index:90;opacity:0;transform:translateY(18px);visibility:hidden;transition:opacity .32s ease,transform .32s ease,visibility .32s}.sbf-nudge:before{content:"";position:absolute;left:-1px;right:-1px;top:-1px;height:3px;background:var(--brass);border-radius:var(--r) var(--r) 0 0}.sbf-nudge.is-open{opacity:1;transform:none;visibility:visible}.sbf-nudge-close{position:absolute;top:10px;right:10px;width:28px;height:28px;border:none;background:transparent;color:var(--muted);font-size:20px;line-height:1;cursor:pointer;border-radius:var(--r)}.sbf-nudge-close:hover{background:var(--paper);color:var(--ink)}.sbf-nudge-head{display:flex;align-items:center;gap:13px;margin-bottom:14px}.sbf-nudge-face{flex:0 0 48px;width:48px;height:48px;border-radius:var(--r);overflow:hidden;border:1px solid var(--rule);background:var(--paper-dk);display:flex;align-items:center;justify-content:center;font-family:var(--util);font-size:15px;font-weight:700;color:var(--brass-dark)}.sbf-nudge-face img{width:100%;height:100%;-o-object-fit:cover;object-fit:cover}.sbf-nudge-head strong{display:block;font-family:var(--serif);font-size:19px;font-weight:500;color:var(--ink);line-height:1.25}.sbf-nudge-head span{font-family:var(--util);font-size:10px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:var(--muted)}.sbf-nudge p{font-size:15px;line-height:1.5;color:var(--muted);margin:0 0 14px}.sbf-nudge input{width:100%;font-family:var(--sans);font-size:15px;padding:13px;border:1px solid var(--rule);border-radius:var(--r);background:#fff;color:var(--ink);margin-bottom:10px}.sbf-nudge input:focus{border-color:var(--navy);outline:none}.sbf-nudge .sbf-btn{width:100%;text-align:center;padding:14px 18px;font-size:15px}.sbf-nudge-fine{font-size:13px;color:var(--muted);margin:12px 0 0;text-align:center}.sbf-nudge-fine a{color:var(--ink);border-bottom:1px solid var(--brass)}.sbf-nudge-jump{display:none}@media (max-width:640px){.sbf-nudge{right:12px;left:12px;bottom:12px;width:auto;padding:14px 14px 13px;display:flex;align-items:center;gap:12px}.sbf-nudge form,.sbf-nudge-fine{display:none}.sbf-nudge-jump{display:inline-block}.sbf-nudge-head{margin-bottom:0;flex:1 1 auto}.sbf-nudge-face{flex:0 0 42px;width:42px;height:42px}.sbf-nudge .sbf-btn{width:auto;flex:0 0 auto;padding:13px 16px;font-size:14px}.sbf-nudge-close{top:4px;right:4px;width:22px;height:22px;font-size:16px}}.sbf-footer{background:var(--ink);color:#afbbc9;padding:68px 0 34px;position:relative}.sbf-footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:44px}.sbf-footer img{width:200px;margin-bottom:20px}.sbf-footer h2{color:#fff;font-family:var(--util);font-size:11.5px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;margin:0 0 16px}.sbf-footer ul{margin:0;padding:0;list-style:none}.sbf-footer li{padding:6px 0;font-size:15.5px}.sbf-footer li a:hover{color:var(--brass-lt)}.sbf-footer p{font-size:15.5px}.sbf-footer a:hover{color:var(--brass-lt)}.sbf-footer-bottom{margin-top:50px;padding-top:24px;border-top:1px solid rgba(255,255,255,.16);display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:13.5px;color:#8695a8}.sbf-page{padding:88px 0 96px}.sbf-page-head{max-width:46rem;margin-bottom:44px}.sbf-page-head h1{font-size:clamp(34px,3.8vw,52px)}.sbf-page-head p{font-size:18.5px;color:var(--muted);margin:0}.sbf-page-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:56px;align-items:start}.sbf-contact-facts{margin:28px 0 0;padding:0;list-style:none}.sbf-contact-facts li{border-top:1px solid var(--rule);padding:16px 0}.sbf-contact-facts strong{display:block;font-family:var(--util);font-size:10.5px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:var(--muted);margin-bottom:4px}.sbf-contact-facts a,.sbf-contact-facts span{font-family:var(--serif);font-size:21px;color:var(--ink)}.sbf-contact-facts a:hover{color:var(--brass-dark)}.sbf-notice{background:var(--paper-dk);border-left:3px solid var(--brass);padding:18px 22px;margin-bottom:28px;font-size:16.5px}.sbf-article{max-width:820px}.sbf-article-image{width:100%;border-radius:var(--r);margin:0 0 36px}.sbf-prose{font-size:18px;line-height:1.7}.sbf-prose h2{font-size:30px;margin:44px 0 14px}.sbf-prose h3{font-size:23px;margin:34px 0 12px}.sbf-prose p{margin:0 0 1.1em}.sbf-prose a{color:var(--brass-dark);border-bottom:1px solid var(--brass)}.sbf-prose ol,.sbf-prose ul{margin:0 0 1.2em;padding-left:1.3em}.sbf-prose li{margin:0 0 .5em}.sbf-prose img{border-radius:var(--r);margin:28px 0}.sbf-prose blockquote{margin:28px 0;padding:4px 0 4px 22px;border-left:3px solid var(--brass);font-family:var(--serif);font-size:21px;line-height:1.5}.sbf-prose table{width:100%;border-collapse:collapse;margin:28px 0;font-size:16px}.sbf-prose td,.sbf-prose th{border:1px solid var(--rule);padding:10px 12px;text-align:left}.sbf-reveal{transition:opacity .6s ease,transform .6s ease}.js-reveal .sbf-reveal{opacity:0;transform:translateY(14px)}.js-reveal .sbf-reveal.is-in{opacity:1;transform:none}@media (max-width:1080px){.sbf-ask-grid{grid-template-columns:1fr;gap:48px}.sbf-hero-grid{grid-template-columns:1fr;gap:44px}.sbf-hero-panel{max-width:560px}.sbf-cats,.sbf-chapters{grid-template-columns:repeat(2,1fr)}.sbf-footer-grid{grid-template-columns:1fr 1fr}.sbf-advisor-grid,.sbf-page-grid{grid-template-columns:1fr;gap:54px}.sbf-advisor-card{max-width:380px}.sbf-head-book{grid-template-columns:1fr auto;gap:24px 40px}.sbf-book-3d,.sbf-book-art{width:106px}}@media (max-width:780px){.sbf-divider{height:36px}body{font-size:17px}.sbf-nav{display:none}.sbf-wrap{padding:0 20px}.sbf-hero{padding:60px 0 66px;background-position:62%;min-height:auto}.sbf-hero:before{background:linear-gradient(180deg,rgba(15,25,40,.92),rgba(15,25,40,.86) 50%,rgba(15,25,40,.94))}.sbf-hero-panel{padding:26px 22px 24px}.sbf-hero-panel h2{font-size:22px}.sbf-advisor,.sbf-ask,.sbf-page,.sbf-section{padding:62px 0}.sbf-advisor-photo-wrap:before{inset:-12px 12px 12px -12px}.sbf-advisor-fields{grid-template-columns:1fr}.sbf-advisor-form{padding:22px}.sbf-section-cta{flex-direction:column;align-items:flex-start;gap:18px}.sbf-ask-call{gap:14px}.sbf-cats,.sbf-chapters,.sbf-compare,.sbf-footer-grid,.sbf-head-book{grid-template-columns:1fr}.sbf-head-book{justify-items:start}.sbf-head-book .sbf-book{order:-1}.sbf-head-book .sbf-book-3d,.sbf-head-book .sbf-book-art{width:118px;margin:0}.sbf-head-book .sbf-book-kicker{text-align:left}.sbf-book figcaption{text-align:left;margin-top:14px}.sbf-chapter-thumb{flex:0 0 92px}.sbf-modal{width:calc(100vw - 20px);max-height:88vh}.sbf-modal-head{padding:24px 58px 18px 22px}.sbf-modal-body{padding:20px 22px 24px}.sbf-modal-foot{padding:16px 22px 20px}.sbf-header-cta{padding:10px 15px;font-size:14px}.sbf-logo img{width:168px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:after,:before{transition:none!important;animation:none!important}.js-reveal .sbf-reveal,.sbf-reveal{opacity:1;transform:none}}@media print{body{background:#fff;font-size:12pt}.sbf-advisor-form,.sbf-ask,.sbf-btn,.sbf-deco,.sbf-divider,.sbf-header,.sbf-nudge{display:none}.sbf-footer,.sbf-hero{background:#fff;color:#000}.sbf-hero:after,.sbf-hero:before{display:none}.sbf-hero h1,.sbf-hero-lead,.sbf-hero-sub{color:#000}.sbf-advisor-photo-wrap:before{display:none}.js-reveal .sbf-reveal,.sbf-reveal{opacity:1;transform:none}.sbf-section{padding:24pt 0;page-break-inside:avoid}.sbf-modal{position:static;width:100%;overflow:visible;box-shadow:none;background:#fff}.sbf-modal,.sbf-modal-panel{max-height:none}.sbf-modal-body{overflow:visible;max-height:none}.sbf-modal-close,.sbf-modal::backdrop{display:none}}@media (min-width:640px){.sm\:grid-cols-2{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (min-width:768px){.md\:text-6xl{font-size:3.75rem;line-height:1}}@media (min-width:1024px){.lg\:grid-cols-3{grid-template-columns:repeat(3,minmax(0,1fr))}}